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Cyber Liability

 New Cyber Risk Laws - Answering The Questions; What To Do & Where To Go?

What would you do if your agency had a data breach?
The vast majority of businesses that suffer a data breach fail to recover because they did not have a plan in place to deal with a possible breach.  Responding to a breach is a complicated process that requires the assistance of many different professionals.  Failure to notify the affected individuals without unreasonable delay could cost your agency up to $1,500,000 in fines from government agencies.  Add this to the $200,000 average cost to comply with notification laws, the legal liability and the reputational harm caused by the breach and you can quickly see how this exposure can be devastating to your agency.
MIIAB offers coverage through Beazley with the following benefits:
  Available to MIIAB Members Only
 No Encryption Requirement
 HIPAA Compliance Tools
 Step-by-Step Procedures for Compliance
 Data Breach Coach to Help with Notification
 Forensic Investigators
 Privacy Counsel
 Call Center
 Credit Restoration Services
  Up to 50% Off Premium
  MIIAB Members Are Pre-Qualified for Enrollment*
 Online Compliance Materials
 Staff Training Programs
 Expert Support Online
 Regulatory Fines & Penalties
 Public Relations Firm
 Notification Costs Outside Limit of Liability
 Credit Monitoring
 Security & Privacy Liability
*Some restrictions apply. Agencies over $5M in revenue, over 50% benefits or with prior losses need to be underwritten. 
Links and Downloads (Resource from NY IIABA)
1. Select your desired coverage limit based on your agency revenue using the "Data Breach Program Pricing" document above.
2. Complete the "Cyber Secure Application".
3. Email your completed application to Our Team.


John Immordino
E&O Risk Consultant
Sarah Immordino
Insurance Program Manager

April Goodin
Director of Operations
763-235-6475  C:  612-237-6620